Showing posts with label savings. Show all posts
Showing posts with label savings. Show all posts

Sunday, August 21, 2011

Reader Comment about her Grocery Shopping tip

I had a reader write me to share with us her recent discovery with grocery shopping.  Enjoy!


    • I have been meaning to send this for a few weeks. I didn't know if this was the type of stuff you would want to share on your blog.

      This might seem like a strange email but I thought I'd share. I have been shopping at a few different stores lately in an effort to see where the best savings is... And it's Food Lion! I have always shopped at Giant or Safeway because it's 2 minutes from my house. I was spending $250 - $260 per week at Giant, $240 when I shopped at Safeway. I spend at least $100 LESS each week now that I go to Food Lion! I get the same foods, etc so I couldn't dispute the facts. It is cheaper at Food Lion. I didn't want it to be true. I don't buy any beef products there but I buy everything else. Just wanted to share ways to save.
    • Thanks Mary. Yes this is very true in most cases. I used to only shop at Food Lion except for my meats until it was closer to shop at Walmart, and Safeway. I still shop Food Lion also on occasion. I only shop sales and use coupons so my weekly total for the 4 of us is around $100-$150. If you don't mind however I would love to post this on the blog as a reader tip if you don;t mind. Let me know if you want me to leave your name off
    • That is why I sent it to you. I coulldn't believe the savings. I just wasn't comfortable spending $250 on groceries for 4 people. I am very pleased with Food Lion total each week of $150. :)

Friday, August 19, 2011

Terra Cotta Pot Craft - An apple for the Teacher


Another fun, easy and great craft to make using a Terra Cotta Pot. Once again I had a majority of the items here.






Time to dry some apples to use as a decoration.


 
Apples are dried after 2 days.



Time to attach them to pot.

These tags will be used to put on a jar of jam, a bag of biscuits and then one will go on front of pot when I get the material to use as a background.
 
I will post pictures of finished project after I find the material I am looking for to make the biscuit bag.

Sunday, August 14, 2011

Go Green with your entertainment center

Turn off your entertainment center.
Electronics, including TVs, cable boxes, DVD players, computers, music systems and gaming consoles, consume up to 40 percent of their full operating power when switched "off" or left in standby mode. They also continue to produce heat, which increases home cooling loads. Turn them completely off all at once with a common surge protector. They'll last longer and you'll reduce your electric bill.


You'll likely recoup the investment in a surge protector ($6-$10) on your first two power bills.

Saturday, August 13, 2011

Go Green with your Music

Download music.
Download tunes instead of purchasing them at the store. Each month, more than 45 tons of CDs become obsolete -- outdated or unwanted -- and end up in landfills.


The average price of a CD is about $15, whereas an album download is only about $10.

Friday, August 12, 2011

Frugal and Smart Ways to Save While Maintaining Your Automobile

Use baking soda on a damp rag to remove bugs and tar  from paint. grill and/or chrome trim.


Had a child in a car seat? Place an old towel, mat, tablecloth etc...under the car seat to catch spills before they get on seat.


If you have a favorite candle, take the leftover wax and put it in some cheesecloth or sock, tie a knot and put under the car seat for a nice car freshener.


Use clear plastic runners sold for the home for car mats. Just cut it to the size you need.


Use a 50/50 solution of vinegar and water with a toothbrush to remove spilled soda from your cars interior.


Keep your tires inflated at the correct pressure. This provides better gas mileage, longer life for your tires and better traction and control.


Do maintenance yourself. If you can't do this look for coupons to use at your local shops.


Homemade Windshield Washer Fluid - 1 tbsp liquid detergent, 3 cups rubbing alcohol, 1 gal water.Mix three cups of this solution in a gallon of water for the final product.


Try Lysol Basin Tub and Tile cleaner to clean whitewalls.


Wipe windshields and windows with straight white vinegar after you park in the evening on cold nights to help keep ice and frost down.


Use 70% isopropyl (rubbing alcohol) to remove pine sap from your car without damaging your finish.


Maintenance Check List
Air Filter- Check it every other month and replace if dirty.  Always replace this every 10,000 miles.
Antifreeze- Check the level monthly, and have the system flushed once a year.
Belts and Hoses- Check these on occasion, generally at oil change intervals.
Brake Fluid – Check the brake fluid at every oil change.  The fluid should be flushed and replaced every two years or 24,000 miles.
Power-Steering Fluid – Another item to check when changing the oil.  Be sure to inspect the pump and hoses for leaks, and always check this system before a long trip.
Transmission Fluid – Check along with the oil and replace once a year.


Always keep emergency supplies in your vehicle. Including but not limited to food, water, flashlight, first aid kit, blanket, salt (for winter), deicer, ice scraper, gloves, blanket, etc...

Go Green with your fax

Fax smart.
Sending faxes directly from the computer avoids using paper altogether. But if a traditional fax is the only option, either avoid using a cover page or create a reusable cover by laminating the page and using an erasable marker. In addition, avoid the automatic activity report function to save another page.

It may be "just a single sheet" of paper, but if everyone followed these green rules, it would really add up.

Thursday, August 11, 2011

Ways to Save on Automobile Insurance Costs

It doesn't hurt to do a little research  and see what other companies will charge to cover your vehicle(s). Check out sites like www.insweb.com, www.insurance.com, and www.esurance.com. Answer a few questions and you will be presented with a list of companies willing to provide you with an online quote almost immediately. Select the one with the best rate and then call your insurance company too see if they will beat the price for the same coverage.

Others ways to save include, raising your deductible, driving a car that costs less to insure, drop some of your coverage and take advantage of  all the available discounts offered.

Go Green with school/work lunches

Pack a waste-free lunch.
Eliminate plastic bags, plastic utensils, disposable containers, paper napkins and those brown bags. Instead use a lunchbox, reusable drink container, cloth napkin and silverware. Find odd pieces of used silverware at a second-hand store so you don't lose parts of your good set. Sandwiches, fresh fruit, vegetables and treats packaged in reusable containers are healthy alternatives to cafeteria and prepackaged foods. They can also be bought in larger quantities, saving money and packaging.

You could save $250 a year and a pile of waste that weighs as much as the average 9-year-old.

Wednesday, August 10, 2011

Waste Free Lunch

Did you know that a child taking a disposable lunch to school creates an average of 67 pounds of lunch waste annually?


This alone should make you want to make lunches as waste free as possible. If not then maybe these next figures will convince you.


http://www.globalstewards.org/lunch.htm
ALUMINUM FOIL More than 20 million Hershey's kisses are wrapped with 133 square miles of foil every day
ALUMINUM AND TIN CANS In the time it takes you to read this sentence, more than 50,000 12-oz. aluminum cans were made
BANANA AND ORANGE PEELS Food debris in a landfill decompose only 25% in the first 15 years (try composting or vermiculture!)
JUICE BOXES Most inorganic trash retains its weight, volume, and form for at least four decades
PAPER BAGS AND NAPKINS It is estimated that 17 trees are cut down for every ton of non-recycled paper
PLASTIC BOTTLES, FORKS, WRAP U.S. citizens discard 2-1/2 million plastic bottles EVERY HOUR
STYROFOAM U.S. citizens throw away 25 billion styrofoam cups EVERY YEAR


Now for some tips to help you accomplish this feat:


START WITH A REUSABLE LUNCHBOX, BACKPACK, OR BRIEF CASE—Avoid disposable plastic and paper bags.
PACK YOUR FOOD IN REUSABLE CONTAINERS Avoid plastic bags, plastic wrap, aluminum foil, and prepackaged foods whenever possible.
INCLUDE A DRINK IN A REFILLABLE BOTTLE—Avoid single-use juice boxes, drink bottles, cans, and pouches whenever you can.
ADD REUSABLE UTENSILS—Eliminate disposable utensils.
USE A CLOTH NAPKIN—Eliminate paper napkins (we have eliminated these from our entire house over the past several months)


Here are two websites that offer plenty of other advice, tips, hints and ideas.


http://www.wastefreelunches.org/ and www.laptoplunches.com


If you want more ideas, Google bento boxes and/or laptop lunches and I bet you will be surprised with all the ideas for lunches as well as the variety of containers available to make packing a waste free lunch possible.


Now I want to share mine and my daughter's personal favorite. We found this on Amazon.com and I am going to have her name embroidered on it. Isn't it great?

Go Green with your soap

Use bars of soap (not antiperspirant varieties) versus liquid wash.
It's less expensive, and it saves packaging waste. Not to mention that body wash is primarily water, so the fuel costs for transporting it are higher because it weighs more.


The average bar of soap lasts for about 20 showers, whereas a 16-ounce bottle of body wash lasts for an average of 80 showers. But body wash costs on average more than four times as much as soap.

Tuesday, August 9, 2011

Coupon help

You can get coupons from the newspaper and on line as printables or by purchasing some paper ones. I am lucky as I get my coupons free from the lady I work for but if I didn't I would probably purchase a Sunday paper in addition to printing them off line.

I have a few sites that I would like to share that help me in my preparation of grocery shopping.  The first one CouponMom has just about everything you need for free to get started in saving with coupons. She lists the store, the prices, the coupons and where to find them etc... When I first started using coupons I used her site faithfully to help me save. However, now I pretty much do it on my own. Give it a shot! Sign up and take a chance...What do you have to lose? NOTHING because it's all free!

The second site that I use is this coupon database which is also free. I love being able to type in a product I am looking for and it tells me what paper, website or magazine I can find it in. If it is a printable coupon there is a link you can click that will take you right to it. Just make sure the store you are shopping at accepts printed coupons before wasting your time, paper and ink. This site is awesome especially for beginner couponers.

You could also host a coupon swap or start a coupon train to keep the costs of the coupons down. I have even looked on freecycle for coupons. Ask family members and friends to share what they don't use. It sure beats them going in the trash or the recycle bin.

Go Green with drinking water

Tote your water.
Bring your own reusable water bottle filled with filtered water from home every time you go to the gym.

You could save an average of $200 per year as well as 14 pounds of plastic.

Monday, August 8, 2011

CVS Shopping Trip - 8/8/2011

I was able to run by CVS this morning on my way to work to pick up the things on my list. I really wanted the Kettle Chips that were on sale but they were out so I guess I will try and stop by Wednesday or Friday on my way to work.

I spent $17.40 and received $3.00 to use next trip. I got 6 boxes of Rice Krispie Treats, 3 Fudge Stripe Cookies, 3 Fudge bars, 2 pkgs sour patch kids and a jumbo pack of size 3 diapers.  I am working on stocking up for school snacks and lunches and the candy is for Christmas. If you do this make sure to check expiration dates. My items all have expiration dates at the end of February 2011.


Saving Star



There is a new way to save at the store……It’s called Saving Star and it’s all digital and requires very little work.


So, how does it work you ask? You create an account and then you register all your store loyalty cards that participate in the program. After you register your cards, you’re able to load coupons from the Saving Star website to your account. When you go to the store and scan your card, if you buy the items that are saved on your card, the coupon amount goes into your Saving Star account. Nothing changes with your total at the store as the amount will be credited online in your Saving Star account. When you reach at least $5 in your Saving Star account, you are able to request a gift card or have it deposited into your checking account. My favorite is the $5 Amazon gift card.


Also, you can use a paper coupon right along with the Saving Star coupon since it doesn't come off the total due. 


IMPORTANT: If you see a coupon you like, add it! Waiting too long might result in a “Sold Out” status.

1.      Log in and Register For Free Here
2.      Do a search by Zip Code to find the local stores near you.
3.      Enter the card number for each store loyalty card and Submit.
4.      Next, select the eCoupons you like on the stores website or mobile app, and they are automatically linked to your store card.
5.       Use your card when you checkout and the money is added to your SavingStar account. You won’t notice the savings take place at the register.  Instead, they get deposited into your account within 7-30 days depending on which store you shop.
6.      Once your Saving Star account reaches $5 in savings, you can pick how you want to get paid:  from a bank account deposit, a PayPal account deposit, an Amazon gift card, or a donation to charity. 

Go Green with the Treadmill

Skip the treadmill.
If the weather's right, consider giving the treadmill a rest and taking your walking or jogging routine outdoors.


A 25 percent shift in time on the treadmill to time outside would conserve about 60 kWh of energy per year.

Sunday, August 7, 2011

CVS Shopping Tips - #7

And last but not least!

CVS Advisory Board

Did you know that CVS has an Advisory board that CVS ExtraCare card Members can join?
As a member of the CVS Advisory Board you will receive surveys and as a thank you they will give your printable ExtraCare Bucks for your participation!
Head on over HERE and sign-up for FREE! Have your CVS ExtraCare card number handy because you will need it to register!

Go green with your mail

Stop the junk mail.
Each year, 100 million trees are cut down and turned into junk mail, with Americans receiving a total of 400 million tons of it every year. Earthworks Group, an environmental consulting firm, said cutting out junk mail is one of the most effective things people can do to reduce pollution. There are several ways to stop the flow of junk to your house.

For a $15 one-time fee, Green Dimes will send you a junk-mail opt-out kit that will remove your name from mailing lists for junk mail and catalogs. They then monitor the lists to make sure your names stay off of them, potentially reducing your junk mail by 90 percent. Green Dimes also plants 10 trees for each kit sold. Or, you can contact the Direct Marketing Association, and pay a $1 fee to be removed from some mailing list

Saturday, August 6, 2011

CVS Shopping Tips - #6

ExtraCare Coupon Center AND Coupon Center on CVS.com

Scan your card before you shop. Print the coupons and save immediately.

You may notice a big red or yellow coupon machine when you walk into your CVS. When you scan your ExtraCare card at one of these coupon centers, a CVS store coupon based on your shopping habits will be presented to you. These coupons are randomly generated, so not every shopper at every store will get the same offers. Sometimes even ExtraCare Bucks will print out.

Please note that the coupons that print out of the machine will match up exactly to your shopper card.This prevents you from using someone else's and them using yours.

The coupon center on CVS.com allows you to pick and print coupons of your choice that are redeemable at any CVS location to help you save even more on your items.

Go green with your laundry

"Green" your laundry.
Detergents, fabric softeners and bleaches can be toxic to your family and to the environment. Some surfactants and fragrances in laundry detergents contain hormone-disrupting chemicals that can't always be removed by wastewater treatment plants and end up harming local wildlife. Chlorine bleach is not only poisonous for humans, but can create dangerous byproducts, such as dioxin, when flushed down the drain. Get your clothes clean without all of the pollution by switching to eco-friendlier cleaners. The companies Ecover, Sun & Earth, Seventh Generation and OxyPrime make less-toxic alternatives to traditional laundry detergents. Try nonchlorine bleach such as OxyBoost or Ecover's hydrogen peroxide-based option.

The eco-friendlier detergents and bleaches cost no more than standard
products.

Switch to cold water.
Almost 90 percent of the energy used to wash clothes is used to heat the water, according to the U.S. Department of Energy. Save money and energy. Wash your clothes in warm or cold water, instead of hot, using a detergent formulated for cold-water use

Turning the dial from hot to warm will cut your energy use by 50 percent per load, and save you up to $63 a year, according to the Alliance to Save Energy.

Line dry -- like grandma used to do.
Dry your clothes on a laundry line rather than throwing them in the dryer. Clothes dyers are the third-largest energy users in the home, behind the refrigerator and washing machine, costing more than $100 a year to operate, according to Project Laundry List.

Drying your clothes on the line can save you as much as $10 a month, said Brad Stroh, co-founder of Bills.com. Laundry lines vary in cost, from about $5 for a simple rope line to $500 or more for deluxe models.

No hint of lint.
Clean your dryer lint screen with every use and don't overload the dryer.

You'll save up to 5 percent on your electricity bill -- which could mean an energy-equivalent savings of 350 million gallons of gasoline per year if everyone did this. Also, run your dryer during off-peak hours. Check with your utility company to see if they offer discounted rates during off-peak hours and verify when those hours are. Better yet, use a clothesline.

From warm to cold.
Set warm wash and cold rinse cycles and save 90 percent of the energy used when using hot water only. And run your washer during off-peak hours.

Together, all U.S. households could save the energy equivalent of 100 thousand barrels of oil a day by switching from hot-hot to warm-cold cycles. Check with your utility company to see if they offer any discounted rates during off-peak hours.

Friday, August 5, 2011

CVS Shopping Tips - #5

If you go to get an item and it is not in stock make sure you get a raincheck from the cashier. At CVS the rainchecks never expire and they do include any ECB's that are included in the sale.